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──────────────────────────────────────────────────────────────────────── DISCLOSURE & DISCLAIMER ────────────────────────────────────────────────────────────────────────

  1. Purpose of Information
    • 3arfni.com (“the Website”) provides explanations of financial terms and concepts designed to inform and educate users. • The content on the Website is provided on an “as is” basis and is intended solely for general informational purposes. • Nothing on the Website should be interpreted as financial, legal, tax, or investment advice.

  2. No Professional Advice
    • The authors, contributors, and owners of the Website are not licensed financial planners, investment advisors, or legal professionals. • The information provided does not replace professional advice. If you require personalized guidance regarding your finances, investments, or legal matters, please consult a qualified professional.

  3. Accuracy and Completeness
    • The Website strives to ensure that all information presented is accurate, reliable, and up-to-date. However, we make no representations or warranties, express or implied, regarding the completeness, accuracy, or reliability of any content. • Any reliance you place on the information found on the Website is strictly at your own risk.

  4. Limitation of Liability
    • The owners, authors, and affiliates of 3arfni.com shall not be held liable for any errors, omissions, or inaccuracies in the content. • Under no circumstances shall the Website or its affiliates be liable for any direct, indirect, incidental, consequential, or special damages arising from the use—or inability to use—the information provided.

  5. Third-Party Links and Content
    • The Website may contain links to third-party websites or services for your convenience. We do not endorse or assume responsibility for the content, policies, or practices of any third-party sites. • Any interactions or transactions you undertake with third parties found via links on the Website are solely between you and the third party.

  6. User Responsibility
    • It is the user’s responsibility to evaluate and verify the information provided on the Website. • Users should always conduct their own research, perform due diligence, and seek additional professional advice before making any financial decisions.

  7. Personal Responsibility and Risk
    • Investing or any financial activity involves risk. Your financial decisions are your own, and you agree not to hold the Website or its affiliates liable for any outcomes, losses, or damages resulting from your personal decisions.

  8. Updates and Changes
    • We reserve the right to modify, update, or remove content at any time without prior notice. • Changes to this Disclosure & Disclaimer will be posted on this page, and your continued use of the Website after such modifications constitutes your acknowledgment and acceptance of these changes.

  9. No Guarantees
    • We do not guarantee any specific results or financial gains from using the information on the Website. • Historical performance of any investment or financial strategy discussed is not indicative of future results.

  10. Intellectual Property
    • The content on 3arfni.com—including text, graphics, logos, and other materials—is protected by applicable copyright and trademark laws. • Unauthorized use, reproduction, or distribution of such materials may violate intellectual property rights.

  11. Acceptance of Terms
    • By accessing and using the Website, you acknowledge that you have read, understood, and agree to abide by this Disclosure & Disclaimer. • If you do not agree with any part of this Disclosure & Disclaimer, please discontinue using the Website.

  12. Contact Information
    • If you have any questions, concerns, or feedback regarding this Disclosure & Disclaimer, you may contact us at: [email protected]

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END OF DISCLOSURE & DISCLAIMER


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