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 PRIVACY POLICY

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Last Updated: 29/12/2024

Thank you for visiting 3arfni.com (“we,” “us,” or “our”). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we handle information collected when you visit 3arfni.com (the “Site”).

1. WHO WE ARE 
   3arfni.com is owned and operated in Egypt. Our website provides explanatory content about financial terms and related topics, serving an international audience.

2. INFORMATION WE COLLECT 
   A. Personal Information
   We currently do not collect personal information such as names, email addresses, phone numbers, or physical addresses. There is no sign-up or account creation feature on our Site.

B. Non-Personal Information & Cookies
When you visit our Site, certain non-personal information may be collected automatically through cookies or similar tracking technologies. This information may include your IP address, browser type, operating system, referring URLs, pages viewed, and the dates/times of your visits.

3. COOKIES & TRACKING TECHNOLOGIES 
   Our Site uses cookies to enhance user experience, analyze site usage, and support advertising and analytics efforts. Cookies are small data files stored on your device. We use them to remember user preferences and provide a smoother browsing experience.

• Google Analytics: We use Google Analytics to understand how visitors interact with our Site, compile reports, and improve our services. Google Analytics may set cookies to collect information and generate statistics about website usage.

• Google AdSense: We plan to use Google AdSense to serve advertisements. AdSense may use cookies to personalize ads to users based on their browsing history or interests.

• Facebook Pixel: We plan to use the Facebook Pixel to measure the effectiveness of our advertising and to retarget ads to Site visitors.

To learn more about how to control cookies and tracking technologies, or to opt out of targeted advertising, please refer to the “Your Choices” section below.

4. HOW WE USE YOUR INFORMATION 
   Since we currently do not collect personal data, the information we do have (non-personal data via cookies and analytics) is used primarily for:

• Analyzing site performance and user behavior for improvements. • Displaying relevant advertisements and retargeting through third-party platforms such as Facebook Ads and Google AdSense.

5. SHARING & DISCLOSURE OF INFORMATION 
   We do not directly share any personally identifiable information with third parties, as we do not collect it. However, third-party analytics (e.g., Google Analytics) and advertising partners (e.g., Google AdSense, Facebook) may process your non-personal data in accordance with their own privacy policies.

We do not sell, trade, or otherwise transfer user information to outside parties beyond the scope described in this policy, except where required by law or to protect our rights.

6. INTERNATIONAL USERS & GDPR COMPLIANCE 
   Our Site is accessible worldwide, and we welcome international visitors. If you are visiting from regions with laws governing data collection and use, please note that your information may be processed in Egypt or in other countries. We strive to comply with applicable data protection regulations, such as the EU’s General Data Protection Regulation (GDPR), in the event we process the personal data of EU visitors.

Because we do not collect personal data from users, we do not currently have a process for EU visitors to request data or erasure. Should our practices change in the future and we begin collecting personal data, we will update this Privacy Policy and ensure GDPR-compliant processes are in place.

7. DATA RETENTION 
   We do not currently collect or store any personal data. Any non-personal data collected through cookies or analytics is subject to the retention policies of the relevant third-party service providers (e.g., Google, Facebook).

8. DATA SECURITY 
   Although we do not collect or store personal data, we take reasonable measures to ensure that our Site remains secure, including using reputable hosting services and implementing firewall protections. Nevertheless, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

9. CHILDREN’S PRIVACY 
   Our Site is not intended for or directed to individuals under 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children. If you believe we have inadvertently collected data from a child, please contact us, and we will promptly remove the information.

10. YOUR CHOICES 
    • Cookies: If you prefer not to allow cookies or want to delete existing cookies, you can manage your cookie settings in your browser’s configuration options. Disabling cookies may limit certain functionalities of the Site.

• Targeted Ads: To learn more about opting out of targeted advertising, please visit: – Network Advertising Initiative: http://www.networkadvertising.org/choices/ – Digital Advertising Alliance: http://www.aboutads.info/choices/

11. THIRD-PARTY LINKS 
    Our Site may contain links to third-party websites, plugins, or services. Please note that we have no control over these websites and are not responsible for their privacy practices or content. We encourage you to read the privacy policies of any third-party sites you visit.

12. CHANGES TO THIS PRIVACY POLICY 
    We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any modifications will be effective immediately upon posting. We encourage you to review this page regularly for the latest information on our privacy practices.

13. CONTACT US 
    If you have any questions, comments, or concerns regarding this Privacy Policy or our data practices, please contact us at:

Email: [email protected]